arvato infoscore is a subsidiary of arvato AG, the globally networked media and communications service provider of Bertelsmann AG, where it is part of the arvato services division. This corporate group has approx. 1,300 employees. Its head office is in Baden-Baden, Germany, and it is active in Germany, Austria, Switzerland and Hungary. Its service portfolio includes address management, credit standard checks, marketing and risk scoring, collection as well as the purchase of accounts receivable/factoring.